TopScoreCredit.com Privacy Policy

April 2, 2014

At TopScoreCredit.com we strive to develop innovative services to better serve our users. We recognize that privacy is important, so we design and operate our services with the protection of your privacy in mind. This Privacy Policy applies to all of the products, services and websites offered by TopScoreCredit.com or its subsidiaries or affiliated companies (collectively, TopScoreCredit.com’s "services").

By accepting the terms and conditions you are consenting to receive Magazine subscription offers via the telephone.

If you have any questions about this Policy, please feel free to contact us by emailing [email protected].

Information we collect and how we use it:

In order to provide our full range of services, we may collect the following types of information:

• Information you provide - When you sign up for a TopScoreCredit.com account, we ask you for personal information (such as your name, physical address or email address and a password for your account), we also request credit card or other payment account information which we maintain in encrypted form on secure servers.
• Cookies - When you visit TopScoreCredit.com, we may send one or more cookies - a small file containing a string of characters - to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some TopScoreCredit.com features and services may not function properly if your cookies are disabled.
• Log information - When you use TopScoreCredit.com services, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.
• User communications - When you send email or other communication to TopScoreCredit.com, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
• Affiliated sites - We offer some of our services in connection with other web sites. Personal information that you provide to TopScoreCredit.com may be sent to our affiliates in order to deliver their service. We process such information in accordance with this Policy.
• Links - TopScoreCredit.com may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our customized content.
• Other sites - This Privacy Policy applies to web sites and services that are owned and operated by TopScoreCredit.com. We do not exercise control over the sites displayed as links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

TopScoreCredit.com only processes personal information for the purposes described in the applicable Privacy Policy and/or privacy notice for specific services. In addition to the above, such purposes include:

• Providing our products and services to users, including the display of customized content and advertising;
• Auditing, research and analysis in order to maintain, protect and improve our services;
• Ensuring the technical functioning of our network; and
• Developing new services.

TopScoreCredit.com processes personal information on our servers in the United States of America and in other countries. In some cases, we process personal information on a server outside your own country. By using our services, you consent to the transfer of your information among these facilities, including those located outside your country

Short Message Service (SMS)

Company may make available a service either directly or through third parties by which you can receive messages on your wireless device via short message service ("SMS Service"). Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. Company may also obtain the date, time and content of your messages in the course of your use of the SMS Service. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

Company does not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. You may opt out of the SMS Service at any time by replying "STOP", "END", or "QUIT" to the SMS text message you have received.

Choices for personal information

When you sign up for a particular service that requires registration, we ask you to provide personal information. If we propose to use personal information for any purposes other than those described in this Policy and/or in the specific service notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Policy and/or in the specific service notices, unless we have obtained your prior consent. You can decline to submit personal information to any of our services, in which case TopScoreCredit.com may not be able to provide those services to you.

Information sharing

TopScoreCredit.com may share the information submitted under your account among all of our services in order to provide you with a seamless experience and to improve the quality of our services.

We provide contact lists to third party companies that we have employed to provide us with specialized services, including customer service, subscription fulfillment, research, statistical analysis, list cleansing, postal mailings, email deployment, telemarketing, and other information services. We only deal with third party companies whom we believe share our commitment to privacy and who will keep your information secure. From time to time our sponsors wish to contact our subscribers.

TopScoreCredit.com may share personal information with other trusted advertisers, third party marketers, our affiliated entities for their online and/or offline marketing programs. As a result, you may receive information on additional products, services and offers that may be of interest to you. While TopScoreCredit.com strongly encourages clients and partners to adopt responsible approaches to online marketing, TopScoreCredit.com is not responsible for the information practices of clients or their partners. The collection, use, and disclosure of information by clients and partners are subject to their respective privacy policies, which may differ from TopScoreCredit.com’s policy.

TopScoreCredit.com may release account and any other personal information when we believe release is appropriate to respond to a subpoena or otherwise comply with the law; enforce or apply our Terms and Conditions and other agreements; or protect the rights, property, or safety TopScoreCredit.com of or others. This includes exchanging information with other companies and organizations for fraud protection.

Moreover, if you submit to TopScoreCredit.com comments, photographs, videos, music, text or other content, it may be published online or offline (including on-air, on a CD or DVD, through wireless distribution, and transmission of soft copies, or any other media or format currently existing or hereafter developed), and we may publish your name, voice, likeness and other personal information in connection with publishing the content or a portion of the content, and we may use the content and any excerpt from the content in connection with advertising, marketing, publicity and promotional activities. Please also see "Submissions" in our Terms and Conditions, which governs any content you submit through the Web Sites. Please note that information submitted to the Web Site via a "contact us," "help" or other similar e-mail address or form will not necessarily receive a response.

Please contact us for any additional questions about the management or use of personal data.

Personal Information

By giving your permission during the account registration process, you expressly consent to receive such promotional materials via various media channels, which includes, but is not limited to, SMS messaging (standard carrier text messaging charges will apply).

Information security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

Accessing and updating personal information

We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary. We provide mechanisms for updating and correcting your personally identifying information for many of our services. For more information, please see the help pages for each service.

Minors

Persons under 18 years of age are not allowed to participate in services offered by TopScoreCredit.com. No information should be submitted to, or posted at, any TopScoreCredit.com web sites by visitors under 18 years of age. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Enforcement

TopScoreCredit.com regularly reviews its compliance with this Policy. Please feel free to direct any questions or concerns regarding this Policy or TopScoreCredit.com's treatment of personal information by contacting us through this web site or by writing to us at Privacy Matters, c/o TopScoreCredit.com, , , UT, . When we receive formal written complaints at this address, it is TopScoreCredit.com’s policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between TopScoreCredit.com and an individual.

Changes to this policy

Please note that this Privacy Policy may change from time to time. We expect most such changes will be minor. Regardless, we will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice. Each version of this Policy will be identified at the top of the page by its effective date. If you have any additional questions or concerns about this Policy, please feel free to contact us any time by emailing [email protected].